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Credit Cards Simplified !

  Credit Cards Simplified !  Introduction Imagine having an a never-ending treasure with you. A type of device that would allow you to fulfil all of your materialistic wants with which you can buy things even if you don't have cash in hand! What a wonderful invention it would be right? What is I told you that such a device already exists and it is known as a credit card. A simple swipe or tap with this card can immediately help you acquire anything money can buy; be it gadgets, trendy clothes or sneakers.  Interesting Fact: Jonathan Werner , A Canadian investor and billionaire, once bought a $65m skyscraper with his credit card!! Credit Card in lament's language is a card which helps a consumer buy things instantly, the payment for which can be done later.  When a Credit Card is swiped, the banks basically make payment on behalf of the credit card holder, who clears off his dues at month end. One can take more than a month to pay off their credit card dues as well, ...
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Financial Literacy Tips for Teens!

  5 FINANCIAL LITERACY TIPS FOR TEENS! "If I had my choice, every highschool would be  teaching financial literacy  along with math and science"  The above said words of Gregory Meeks (U.S representative from New York) lay a deep emphasis on Financial Literacy and the very need for it in today's world.  Financial education is as important as academic qualifications.  Understanding how money works at an early age is crucial for future success and in this blog, I am going to share 5 Financial Tips that would set a foundation for your financial knowledge. 1.  Budgeting  Budgeting is an important life skill that if learnt young, can help in the long run. It helps in keeping track of your money; income and expenditure . Budgeting helps you appreciate your money and teaching one how to live within their means. It is intact pretty easy to budget.  First, you need to make a list of your income sources i.e regular 'pocket money' or money e...

TOP 5 MONEY MYTHS DEBUNKED

  TOP 5 MONEY MYTHS  DEBUNKED "Myths are a waste of time. They prevent progression" This striking quote by Barbra Streisand describes the current situation of the majority of people.  Here are five common money myths that have been preventing progression among people for a long time.  Saving makes you rich   A common misconception several people believe in is that saving alone has the power to make them rich. Although the practice helps one balance their household budget and prevents them from mindless spending, thinking that it will be enough to live without working is not true. Investing in the stock market is like gambling Unlike gambling, the stock market doesn't depend on luck and chance to win money. Instead, it serves as a platform for investors to make money by buying and selling stocks. With adequate research and analysis, one can decide to buy a particular company's stocks and lower the risk of losing money. Gambling does not allow for such decision-m...